Use a line of credit to grow your business
Flexible unsecured business loans
Apply online for a versatile business loan of up to $500k in New Zealand
Apply online
Time-saving, efficient and paperless
For any purpose
Versatile funding that meets your needs
Maximum impact
Competitive rates and charges, with no hidden fees
Peace of mind
Your application is processed quickly, rigorously and securely
$14,951
Monthly Repayment
For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.
Monthly Repayment
$14,951
For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.
Do I qualify for a Zip Business loan?
We lend to businesses with great potential, whether you’ve been trading for just 18 months or 18 years. Our unique, proprietary credit algorithm gives us deep insight into the financial condition of your business. Your application will be assessed within 24 hours of being received.