Am I eligible for a Zip Business loan?

We take a more forward-looking view of your business than many other lenders. Your application is analysed using a combination of advanced technology and expert review. This allows a fast yet robust assessment of your businesses’ financial condition, leading to a decision within 24 hours.

We consider loan applications from businesses meeting these criteria:


At least $200k in the last year


Operating for at least 18 months


Has a New Zealand bank account


Up to two years of financial reports


Registered business in New Zealand

Our unique, proprietary credit assessment algorithm gives us deep insight into the financial state of your business. This allows us to make quick, sound decisions about offering loans.

If you need more information, please contact us